F – Fine (12-15) - Considerable wear on all parts of the design.  The overall central details on the main designs are around 35% visible for Fine-12 and about 45% for Fine-15. Full rim and date except on poorly struck issues, which are to be graded by overall detail.  Unevenly struck coins can technically have areas that appear as “good” and as high as “VF-XF” simultaneously.

A nice example with a few circulation marks as expected, which if  much more severe, should usually be described.
Unevenly struck with some VF details & some VG details making the overall grade fine. Note weakness on left reverse.
An evenly struck example representing the highest end of the grade.  Reverse is weak in the center, but stronger rims.

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